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Marc Bregman, CA Insurance License #0C11471, Registered Representative and financial Advisor of Park Avenue Securities LLC (PAS), OSJ: 2875 Michelle Dr. Suite 110 Irvine, CA 92606, 909-399-1100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America ® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. This firm is an agency of Guardian. Pacific Advisors, LLC & Bregman Financial & Insurance Services, Inc. is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general public use. By providing this content, Park Avenue Securities LLC is not undertaking to provide investment advice or a recommendation for any specific individual or situation, or to otherwise act in such a fiduciary capacity. Please contact a financial representative for guidance and information that is specific to your individual situation. 2024-171867 Exp 3/26

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